Our Team
SANDRA WALES, MBA, CMA, CFP®
Sandra is the President of Wales Investments, Inc., an investment advisor registered with the SEC. The firm under her leadership specializes in retirement planning and investment services to individuals, corporate employees, business owners and retirees.
Sandra is a licensed accountant (CMA) and Certified Financial Planner (CFP®). She is a member of the Security Analysts Society of San Francisco. Sandra has passed the NASD Securities License Series 7, 6, 63 and 65, and is a licensed insurance agent in the State of California. Sandra is active in the financial planning community and is a member of the Financial Planning Association (FPA). She served on the board of the FPA of Silicon Valley as chair of the Public Relations Committee. The projects under her direction gained national recognition in promoting financial planning education among under-served groups.
Sandra teaches Pension and Benefits Planning at UC Santa Cruz Extension. She is a licensed real estate associate with the State of California, as well as the State of Florida.
Sandra has over two decades of experience as a business and finance executive with Fortune 500 companies such as Silicon Graphics and Gap Inc. as well as a background in venture capital. She has worked in the securities industry for Sun American Securities and private investment advisory firms. From her background in business finance, working with high-level executives and business owners in both the domestic and international arenas, Sandra has gained an invaluable skill set. Her experience includes working on strategic as well as operational aspects of businesses, allowing her to aid business owners in succession planning, employment benefits, retirement planning and cash flow/financial statement management.
Sandra holds a MBA from Santa Clara University and a Bachelor's Degree from the University of Western Ontario.
MARGARET (PEGGY) STEPHAN, CFP®, CFDP®
Peggy is a financial planner for Wales Investments, Inc. She specializes in college planning and financial issues that arise out of divorce. Peggy is a Certified Financial Planner (CFP®) and a Certified Financial Divorce Practitioner (CFDP®). She has passed the NASD Securities License Series 7 and 66 (not current). She has been a member of the Financial Planning Association (FPA) since 2000. Through the FPA, she coordinates a program for providing pro bono financial planning to military families, including reservists in the local area.
Peggy began her financial planning career in the U.S. Navy as a Command Financial Specialist, where she counseled individuals as well as preparing seminars and training in personal financial management for several hundred personnel. She has worked in the securities industry for Merrill Lynch, where she achieved the designation of Certified Financial Manager. Peggy holds a Bachelor's Degree from the University of California at Berkeley.
LARYSA PRYTULA
Larysa is a Financial Planner for Wales Investments, Inc. She brings extensive experience in financial services, including banking, investments, insurance, financial planning, income taxes and lending. She achieved distinction and several regional awards as a client financial analyst for Citigroup and TD Canada Trust. Prior to TD, she worked in the corporate accounting field.
Larysa holds a Master's Degree in Economics from Odessa National Economic University, Ukraine. She has passed the NASD Securities License Series 6/63, and is a candidate for the Certified Financial Planner™ designation. She is a licensed insurance and real estate agent in the State of California and a member of the Financial Planning Association. Larysa is fluent in Russian and Ukrainian.
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