Financial Planning

We believe in understanding our client's values and goals, which then forms the basis of the financial planning process.  This is a very personal process dealing with an area we believe affects client and their family's way of life.  Financial planning is the process of identifying goals, and gathering and reviewing financial data, in order to design and implement a plan to enable clients to reach their goals.  The financial plan is updated yearly and planning is a lifelong process.  Once the plan is in place, it needs to be monitored, reviewed and updated to meet the client's changing circumstances.  Wales Investments, Inc. believes that financial planning, combined with an individual investment strategy, is crucial to building wealth over a lifetime.  This can involve individual and multi-generational planning.

These services are oriented toward developing written strategic plans for solving specific problems and/or reaching specific goals depending on family needs.  There is a fee charged for the plan development.  Fees depend upon the complexity of the plan.  Financial plans are available for specific areas, or as part of a comprehensive plan that often includes:

• Retirement Income and Capital Needs Analysis
• Investment Analysis and Strategies
• Estate Planning and Tax Minimization
• Charitable Giving Strategies
• Stock Option Planning
• Education planning and advising
• Insurance Planning
• Investment Planning