From designing an effective retirement savings plan to providing financial planning consultation to your valued employees, Wales Investments offers professional support in achieving your benefit planning objectives.

Retirement Savings Plans

As a business owner or a benefit officer, you have a great deal to consider when it is time to offer a retirement savings plan.  It is a complex decision:  You need to choose a plan that is cost effective for your company and performs well for your employees.  As a plan sponsor, you are entering into a new legal relationship with your employees, and need to focus on fulfilling your fiduciary responsibility.

Plan Sponsors' Responsibilities

With recent legislation, including the Pension Protection Act of 2006, the Federal government has taken a proactive approach to encourage American workers to plan for their financial futures.  Employers are increasingly considered to be an important part of the team leading the workforce into an era of self-sufficient retirement.  In this role, employers feel an obligation to provide adequate financial counseling to their employees.

Regardless of income level, most people rate financial concerns as very important to their quality of life.  Your employees' ability to manage their financial lives directly impacts your company's productivity.  Providing financial education and planning support to your staff has become as important as other benefits, such as health care insurance and your 401(k) plan.

Financial planning service and education emerge as the most effective solution to this problem.  Employees need guidance to navigate through the financial maze and manage challenges at different stages of their lives.  Employers need unbiased financial professionals to assume the responsibility of providing financial planning counseling services to their work force.

Wales Investments, Inc., a professional financial planning and wealth management firm, is in a unique position to fulfill this need.  We have the capability and experience to provide a full range of employee financial planning support.  Our services are tailored to your particular situation.  We operate at the highest professional standards with no hidden sales agenda.